Ada and Canyon County Housing Market – June 2025 Update for Buyers & Sellers

🏡 Ada & Canyon County Housing Update - What Happened in June 2025?

The Ada and Canyon County housing market in June 2025 showed signs of strength, stability, and just a touch of price correction - depending on where you're looking. From Nampa to Eagle, Meridian to Caldwell, the numbers are in, and we're breaking down what they mean for Idaho buyers and sellers.

🔍 Ada County: Holding Strong, but a Bit of Cooling

In Ada County, Boise, Meridian, Eagle & Star, home sales jumped 15% compared to last year, which is a solid sign that demand is still strong. The median price in June came in at $580,000, slightly up from May and about 1% higher than last year.

New construction continues to be a big part of the market. Buyers picked up 256 new homes, and those came with a hefty average price tag of around $707,000. Existing homes, however, saw a bit of price softening - median price dropped to $567,000, giving buyers a little breathing room.

Homes are also moving quickly, especially resale homes, which averaged just 23 days on market. So if you’re thinking about listing - timing and pricing are everything.

🏘️ Canyon County: Still Affordable, But Prices Are Rising

Canyon County, Nampa, Caldwell, Middleton, is still the go-to for affordability, but prices are creeping up. 484 homes sold in June, which is nearly 20% more than last year, and the median price hit $439,990 - up 3.5% from 2024.

New builds are driving that increase. The average price for new construction climbed to nearly $548,000, which is a big jump from earlier this spring. But buyers are jumping in - especially those looking to escape the higher price points in Ada County.

Days on market dropped to 31 days, showing that well-priced homes are still moving fast.

📆 What's Changed Since May?

Let's take a quick look at the two-month trend:

• Ada County prices ticked up slightly in June after holding steady in May. New construction continues to pull prices upward.

• Canyon County also showed steady price growth both months, especially in new construction, which is catching fire.

• Buyer activity rose in both counties - especially for existing homes - which suggests some buyers were trying to jump in before interest rates climbed again.

💸 What Happened With Mortgage Rates?

Now for the big question: what did rates do in June?

Nationally, the 30-year fixed mortgage rate ranged from 6.77% (late June) to around 6.81% mid-June, dropping to ~6.67% by early July

In Idaho during June:

• Averages sat near 6.80 - 6.85%

• By July 11, Idaho's 30-year rates were around 6.85%, while 15-year fixed hovered near 5.94%

This little rate dip likely helped boost the strong June sales numbers we're seeing now.

🧭 So, What Does All This Mean?

If you're a buyer:

• It's still competitive, but you've got more inventory than last year and some negotiation power - especially on existing homes.

• Rate drops may be temporary, so if you're ready, don't wait around hoping for 5% again.

If you're a seller:

• Buyers are active and serious. But they're also cautious, so make sure your pricing is spot-on.

• New construction is shiny and tempting - highlight the unique value of your resale.

🤝 Let's Make Your Next Move Smart

Whether you're looking in Meridian, Kuna, Nampa, or Eagle, having the right loan and strategy in place is more important than ever. We've got options to help you compete in this market - VA, FHA, USDA, and even low-down-payment loans with closing cost support.

📞 Let's chat today about what makes sense for your goals. The market is moving - make sure you’re moving with it.