Let our Loan Advisors take a 2nd look and ensure you are getting a good loan!
Thinking about moving forward with your mortgage? Before you do, get a second look mortgage review from 1st Choice Mortgage. If you've already been pre-approved by another lender, we'll review your Loan Estimate, compare options, and tell you honestly if you're getting a great deal - or if we can save you money.
And yes, you could even get a free lunch just for letting us review it. No joke.
We make it simple:
We'll shop around and compare your loan to other options. If your current deal is great, we'll say so. If we can save you money, we'll show you how.
Before you lock your rate, get a second opinion. It could save you thousands.
If your loan is solid, we'll tell you straight. As a thank-you, we'll send you a Jimmy John's gift card. It's our way of saying thanks for letting us check your numbers.
Just a heads up: Jimmy John's didn't sponsor this. But they make great sandwiches.
Most people don't realize how much they can save just by comparing lenders. That's where we come in.
Because we're a mortgage broker - not a bank:
Whether you’re buying in Boise, Meridian, Nampa, Caldwell, Kuna, Eagle, Star, or anywhere in Idaho, getting a second mortgage opinion can make a significant difference in your long-term financial outcome.
Even better? It takes less than 10 minutes to find out.
You could save:
That's real money in your pocket.
Below is a real-world example of how a second look made a difference for an Idaho homebuyer.
The Results:
The borrower invested $3,008 more upfront - but came out ahead long-term. A clear win.
Example based on an actual borrower scenario. Rates and terms as of 04/29/2026. Results may vary.
Kerri was amazing. She was the best loan officer in the world. She got me the best interest rate and at the lowest costs. She got my deal closed quickly and she was a pleasure doing business with her. I would recommend Kerri to anyone looking to refinance or purchase.
- Patrick M., Kuna, Idaho
Not sure which loan program is best for you? These resources may help:
In most cases, no. We can usually review your Loan Estimate without pulling credit again. If we need additional information, we'll explain that before moving forward.
Yes. Being pre-approved does not mean you are locked into that lender. You have the right to compare lenders, review costs, and choose the mortgage option that works best for you.
Reviewing your Loan Estimate does not hurt your credit. If a new credit report is needed later, we'll discuss that with you first.
Every borrower is different, but even a small difference in rate, APR, or lender fees can save you real money. In one real Idaho case study, the borrower saved $176.94 per month after getting a second look.
Yes. Our second look mortgage review is free, simple, and pressure-free. We'll tell you honestly if your current deal is good - or if we believe we can do better.
A mortgage is one of the biggest financial moves you'll ever make. That's why it is smart to compare your Loan Estimate before choosing a lender.
You are not obligated to stick with one lender. You have the right to shop around - and we make that easy.
Call us today at (208) 375-LOAN Or click here to contact us and upload your Loan Estimate now.
Get your free second look mortgage review today - no pressure, no obligation.
We'll start your second look mortgage review with no pressure and no strings attached. Just straight talk - and maybe a sandwich.
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Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:
