HUD Good Neighbor Next Door

Law Enforcement Officers

Teachers from Pre-Kindergarten through 12th Grade

Firefighters

Emergency Medical Technicians (EMT’s)

Good Neighbor Next Door Idaho: Save 50% on Your Home!

Are you a public servant in Idaho looking to buy a home? The Good Neighbor Next Door Idaho program can help. If you’re a full-time teacher, police officer, firefighter, or EMT in cities like Boise, Meridian, Nampa, or Twin Falls, you might qualify to buy a home at HALF the price!

📅 Who’s Eligible?

To qualify, you must:

• Work full-time as a pre-K through 12th grade teacher, law enforcement officer, firefighter, or emergency medical technician.
• Work in the same area as the home you plan to buy. For example, you could be a teacher in Boise School District or an officer with Ada County Sheriff’s Office.
• Live in the home as your primary residence for at least 3 years.

🏡 Program Benefits

• Get a 50% discount on HUD-listed homes in select Idaho neighborhoods.
• Pay only $100 down when using an FHA loan.
• Use VA, FHA, or conventional financing - we'll help you choose what fits best.
• The other half of the home’s price becomes a silent second mortgage, which is forgiven after 3 years.

✅ How It Works

1. Find a Home: Look through HUD's listings in cities like Caldwell, Pocatello, or Idaho Falls.
2. Submit Your Offer: Homes are available for a short time - usually just 7 days.
3. Secure Financing: We'll help you get a loan for the discounted price.
4. Move In: Live in the home for 3 years.
5. Get Rewarded: After 3 years, the second mortgage goes away.

🏛️ Where Are the Homes?

Homes are in revitalization areas across Idaho. These are neighborhoods that are improving and need great neighbors like you. We often see homes in Boise's West Bench, parts of Caldwell, and towns in eastern Idaho.

🤔 FAQs

Q: Can I sell before 3 years?
A: Yes, but you'll have to repay part of the discount.

Q: What if I need to move for work or military duty?
A: You may qualify for an exception. Call us - we'll help you figure it out.

Q: Can I buy more than one home?
A: No. The program only allows one home per person.

✨ Why Work With 1st Choice Mortgage?

• We live and work in Idaho - we know the local market.
• We understand HUD's rules and can walk you through them.
• We'll help you find homes that qualify.
• We make the loan process easy and fast.

📍 Start Your Good Neighbor Next Door Idaho Journey Today

Whether you’re a teacher in Kuna, a police officer in Mountain Home, or an EMT in Pocatello, this program helps you live in the area you serve. Let's get started!

Check Your Eligibility Now

Or Search GNND Homes on HUD.gov