New Home Owner Checklist

New Home Owner Checklist

🏡 New Homeowner Checklist for Idaho Residents

Congratulations on your new home! This new homeowner checklist Idaho is your go-to guide for settling into your new place in Boise, Meridian, Nampa, or anywhere in the Treasure Valley. From setting up utilities to applying for Idaho’s property tax exemptions, this list ensures your new house feels like home in no time.


🔌 1. Set Up and Transfer Utilities

Ensure all essential services are active and registered in your name:

  • Electricity & Gas: Contact Idaho Power or your local utility provider.

  • Water & Sewer: Reach out to your city’s public works department.

  • Trash & Recycling: Set up services with your local waste management company.

  • Internet & Cable: Choose from providers like Sparklight, TDS Fiber, CenturyLink, or others available in your area.

Tip: Confirm garbage pickup days and billing cycles to avoid missed services.


🏷️ 2. Update Your Address

Notify relevant parties of your new address to ensure seamless communication:

  • USPS: Submit a change of address online at USPS.com.

  • Financial Institutions: Update your bank, credit card companies, and loan providers.

  • Insurance Providers: Inform your auto, health, and home insurance companies.

  • Employer & Subscriptions: Update your workplace records and any magazine or subscription services.


🔐 3. Enhance Home Security

Prioritize your family’s safety by:

  • Changing Locks: Replace all exterior door locks or have them rekeyed.

  • Reprogramming Garage Codes: Reset any existing garage door opener codes.

  • Installing Security Systems: Consider adding alarms or surveillance cameras for added peace of mind.


🧰 4. Conduct a Thorough Home Inspection

Even if a professional inspection was done prior to purchase, it’s wise to:

  • Check Smoke & Carbon Monoxide Detectors: Replace batteries and test functionality.

  • Inspect for Leaks: Examine under sinks, around toilets, and in the basement.

  • Review HVAC Systems: Ensure heating and cooling systems are operational and schedule maintenance if needed.


🧹 5. Deep Clean Before Unpacking

A clean slate makes settling in more comfortable:

  • Clean Carpets & Floors: Rent a steam cleaner or hire professionals.

  • Sanitize Surfaces: Wipe down countertops, cabinets, and appliances.

  • Replace Toilet Seats & Shower Curtains: For hygiene and personal preference.


🛠️ 6. Familiarize Yourself with Home Systems

Understanding your home’s mechanics can prevent future issues:

  • Locate Shut-Off Valves: Know where to turn off water, gas, and electricity in emergencies.

  • Review Appliance Manuals: Keep manuals handy for troubleshooting and maintenance schedules.

  • Test All Appliances: Ensure ovens, dishwashers, and other appliances function correctly.


🗂️ 7. Organize Important Documents

Keep essential paperwork accessible:

  • Home Warranty Information: Understand coverage and claim procedures.

  • Insurance Policies: Store copies of all relevant insurance documents.

  • Property Deeds & Mortgage Papers: Secure these in a safe or fireproof box.


🌳 8. Get Acquainted with Your Neighborhood

Building connections enhances your living experience:

  • Meet the Neighbors: Introduce yourself and exchange contact information.

  • Explore Local Amenities: Locate nearby grocery stores, parks, and healthcare facilities.

  • Join Community Groups: Engage with local organizations or neighborhood associations.


📝 9. Apply for Idaho’s Homeowner’s Exemption

Reduce your property taxes by applying for the Idaho Homeowner’s Exemption:

Note: Applications typically require proof of residency and must be submitted by April 15th.


🧾 10. Review and Adjust Your Budget

Homeownership brings new financial responsibilities:

  • Update Monthly Budget: Account for mortgage payments, utilities, maintenance, and property taxes.

  • Plan for Maintenance Costs: Set aside funds for routine upkeep and unexpected repairs.

  • Consider Emergency Savings: Build a reserve to handle unforeseen expenses.


🎉 Welcome Home!

Embracing homeownership is both exciting and demanding. By following this checklist, you’ll lay a solid foundation for a comfortable and secure living environment. Should you have any questions or need assistance with mortgage services, feel free to reach out to us at (208) 375-5626 or visit our Contact Page.

 

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