20 Jan 2026 Idaho Mortgage FHA vs Conventional Loans in 2026 Idaho Mortgage FHA vs Conventional Loans in 2026: What Buyers Need To Know If you’re buying a home in Boise, Meridian, Nampa, Caldwell, Eagle, Kuna, or Star, you’ve probably discovered that choosing between an FHA loan and a Conventional loan can feel a little like choosing between fry sauce brands in Idaho. Both get the […] Share on Facebook Share on Twitter
20 Jan 2026 Buying a Home in Winter vs Spring: Why Waiting Cos... Why “Waiting Until Spring” Could Cost You Thousands It is the most common phrase we hear in January: “We are just going to wait until Spring to start looking.” It makes sense on the surface. The weather is nicer, the flowers are blooming, and more homes hit the market. But if you look at the […] Share on Facebook Share on Twitter
12 Jan 2026 Why Smart Idaho Buyers Are Shopping in January (Do... Why Smart Idaho Buyers Are Shopping in January (Instead of Waiting for Spring) If you are planning to buy a home in the Treasure Valley in 2026, the temptation is to wait. You might be thinking, “I’ll wait until the weather clears up,” or “I’ll wait to see if rates drop a little more in […] Share on Facebook Share on Twitter
9 Jan 2026 Realtors: BNPL Is Killing Closings in Idaho (How t... Realtors: BNPL Is Killing Closings in Idaho (How to Stop It) You warn your clients about buying a new truck. You tell them not to quit their job. You even remind them not to mattress-money their cash for closing. But there is a new “deal killer” in 2026 that is quietly ruining debt-to-income ratios across […] Share on Facebook Share on Twitter
9 Jan 2026 Trump’s $200B MBS Plan and Mortgage Rates in Ida... Trump’s $200B MBS Plan and Mortgage Rates: What It Means for Idaho Buyers and Homeowners Published: January 8, 2026 • Idaho-focused mortgage market update By Jerry Robinson, Broker/CEO, 1st Choice Mortgage, NMLS 4475 The phrase “Trump $200B MBS plan mortgage rates” sounds like something you’d see on a breaking-news banner… because it basically is. A […] Share on Facebook Share on Twitter
