15 Jan 2026 The 40-Year Mortgage Trap: Why Idaho Buyers Should... The 40-Year Mortgage Trap: What Idaho Homebuyers Need to Know If you have been shopping for a home in Idaho, you may have recently heard about 40-year mortgages being promoted as a way to lower monthly payments. At first glance, the idea sounds appealing. Stretch the loan term, reduce the payment, and make homeownership feel […] Share on Facebook Share on Twitter
15 Jan 2026 The 40-Year Mortgage Trap: Why It Costs You $200k ... The 40-Year Mortgage Trap: Why “Lower Payments” Could Cost You $200,000 When housing affordability gets tight, banks and credit unions get “creative.” We saw it in 2006 and 2007, and we are seeing it again today. Recently, local lenders have started promoting 40-year mortgages. The pitch sounds tempting to a frustrated first-time buyer: “Stretch out […] Share on Facebook Share on Twitter
13 Jan 2026 Idaho Housing Market December 2025: Stats & 2... Idaho Housing Market Update: December vs. November 2025 (+ 2026 Forecast) The year is officially in the books. As we closed out 2025, the Idaho housing market gave us one last surprise: Stability. While December is typically a sleepy month for real estate, the data shows that buyers remained active, taking advantage of a dip […] Share on Facebook Share on Twitter
29 Dec 2025 Top 10 Things to Do in 2026 to Get Ready to Buy a ... Top 10 Things to Do in 2026 to Get Ready to Buy a Home in Idaho If buying a home in Idaho is on your 2026 goal list, the smartest move you can make is starting early. Whether you are a first-time buyer or someone who already owns a home and is planning the next […] Share on Facebook Share on Twitter
18 Dec 2025 FHA Down Payment Assistance Idaho: Low Cash to Clo... 🏡 FHA + Idaho Housing Strategy FHA Down Payment Assistance Idaho: 2026 Low Cash to Close Guide If you’re trying to buy a home in Idaho and the down payment feels like it’s sprinting away from you, this is your game plan. We’ll cover how FHA works and how Idaho Housing assistance fits […] Share on Facebook Share on Twitter
