15 Jan 2026 The 40-Year Mortgage Trap: Why It Costs You $200k ... The 40-Year Mortgage Trap: Why “Lower Payments” Could Cost You $200,000 When housing affordability gets tight, banks and credit unions get “creative.” We saw it in 2006 and 2007, and we are seeing it again today. Recently, local lenders have started promoting 40-year mortgages. The pitch sounds tempting to a frustrated first-time buyer: “Stretch out […] Share on Facebook Share on Twitter
10 Dec 2025 Fed Rate Cut December 2025: Impact on Idaho Mortga... Fed Cuts Rates Again: What the December Decision Means for Boise & Meridian Homebuyers Breaking News (December 10, 2025): The Fed Rate Cut December 2025 decision has just been announced, with the Federal Reserve lowering the benchmark rate by 0.25%. This marks the third consecutive rate cut of 2025, bringing the benchmark rate down to […] Share on Facebook Share on Twitter
14 Nov 2025 Idaho Housing Market Update 2025: FIRPTA, New Home... Idaho Housing Market Update 2025: FIRPTA, New Homeowner Exemption Rule, and FHA Mortgage Insurance News As fall turns into winter across the Treasure Valley (Boise, Meridian, Nampa, and Caldwell), here is your essential Idaho Housing Market Update 2025. We break down the unexpected FIRPTA withholding surprise, the critical new Idaho Homeowner’s Exemption license rule, and […] Share on Facebook Share on Twitter
13 Nov 2025 5-Star Review: Ashley Mae on First-Time Homebuyer ... ★★★★★ First-Time Homebuyer Success: Ashley Mae’s 5-Star Review At 1st Choice Mortgage, the best reviews often come from our clients who navigate the toughest closings. Ashley Mae’s story is a powerful example of how a dedicated loan officer can turn closing chaos into a smooth, stress-free path to homeownership. ⭐ Customer Testimonial – […] Share on Facebook Share on Twitter
13 Nov 2025 Portable Mortgage Idaho: Guide for Homebuyers ... Portable Mortgage Idaho: What Homebuyers and Sellers Need To Know The idea of a “portable mortgage” is suddenly in the headlines, and Idaho buyers and sellers want to know what it means. Since the focus keyword here is portable mortgage, let’s get right to it. A “portable mortgage” is a concept the […] Share on Facebook Share on Twitter
