21 Jul 2025 No Closing Cost Mortgage Idaho – What’s the Ca... The Catch Behind “No Closing Cost” Mortgages in Idaho – What You Really Need to Know A no closing cost mortgage in Idaho might sound like a dream come true – but is it really free money? Spoiler: it’s not. Before you jump into what seems like a sweet deal, let’s talk about what these […] Share on Facebook Share on Twitter
14 Jul 2025 Why Is My Mortgage Higher? Understanding Escrow Ac... Why Is My Mortgage Higher Than Expected? Understanding Escrow Accounts in Idaho If you’ve bought a home recently in Boise, Nampa, or Meridian, you may have looked at your first mortgage statement and thought, “Why is this so much more than expected?” Don’t panic – it’s probably due to something called an escrow account Idaho. […] Share on Facebook Share on Twitter
1 Jul 2025 Why Kurt Brewer Chose Jerry—Twice! A 5-Star Mort... At 1st Choice Mortgage, we pride ourselves on building long-term relationships – and Kurt Brewer’s 5-star review shows just that! “Jerry is top notch, always a quick response on any question or problem. We have used him twice and it has been a great experience both times.” Quick responses, reliability, and consistent excellence are what […] Share on Facebook Share on Twitter
18 Jun 2025 How Fed Policy Will Impact Idaho Mortgage Rates in... 🏦 Fed’s June 18 Decision: Steady, But Watchful Today, June 18, 2025, the Federal Reserve held its benchmark federal funds rate at 4.25% – 4.50%, marking the fourth consecutive pause. The Fed’s tone? Watchful. They’re focused on incoming economic data, persistent inflation concerns, and the impact of global events like tariffs and geopolitical tensions. Most […] Share on Facebook Share on Twitter
20 May 2025 Local Idaho Loan Officers vs. Online Lenders: Here... Why Working With a Local Loan Officer in Idaho Beats Online Lenders If you’re buying or refinancing a home, choosing a local loan officer Idaho residents trust can make all the difference. While 1-800 lenders might promise convenience, they often lack the personal service, local expertise, and accountability that only a local expert can provide. […] Share on Facebook Share on Twitter