VA Termite Inspection Reversal in Idaho: What Realtors and Veterans Should Know

🐜 VA Termite Inspection Idaho - Reversed! What Veterans and Realtors Need to Know in 2025

🚨 VA Termite Inspection Idaho Update: It's Been Retracted

As of July 15, 2025, the VA no longer requires termite inspections in Idaho. That's right - if you’re using a VA loan in Idaho, you do not need a termite inspection on existing or new construction homes.

This is a major change, especially after the VA previously announced on June 25th that Idaho would become a termite inspection state.

So, what happened? Let's dig in. 🕵️‍♂️

📆 A Wild Few Weeks for VA Loans in Idaho

• June 25: VA lists Idaho as requiring termite inspections for all VA loans.

• July 15: That requirement is quietly reversed by the VA.

• Today: No termite inspection is required - and no formal circular has been issued.

What caused the flip-flop? Most likely, someone at the VA got ahead of a guideline update, perhaps due to a future Request for Information (RFI). Thanks to a flood of phone calls and emails from veterans, lenders, and maybe a few angry realtors, the VA appears to have retracted the change before it became permanent.

🧠 What This Means for VA Homebuyers and Realtors

• 🏡 Good news - termite inspections are NOT required in Idaho for VA loans.

• 🚧 But - this could return if the VA issues an official circular in the future.

• 🔍 Stay tuned - we'll keep you updated if anything changes.

Whether you're a veteran buying your first home in Boise, Nampa, or Twin Falls, or a realtor helping VA buyers in Idaho, this update means one less hoop to jump through - for now.

🤝 Need VA Loan Help in Idaho?

At 1st Choice Mortgage, we know VA loans inside and out. We stay ahead of rule changes so you don't have to. If you're a veteran or realtor looking for clarity on VA termite inspection Idaho guidelines or VA loan approvals in general, we're your go-to team.

👉 Contact us here to get started