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Pros & Cons of the 50-Year Mortgage Proposal ...

Pros & Cons of the 50-Year Mortgage Proposal in Idaho’s Housing Market Updated: November 10, 2025 • Idaho Focus: Boise, Meridian, Nampa, Caldwell Thinking about a 50-year mortgage Idaho buyers keep hearing about? The proposal would stretch the standard 30-year loan to 50 years to reduce monthly payments. That could change affordability in Boise, Meridian, […]

🏠 Mortgage Rates Barely Budge as Markets Wait f...

This Week’s Mortgage Rate Recap If you were hoping for big fireworks in mortgage rates this week, Idaho… it didn’t happen.Rates stayed mostly flat heading into next week’s Federal Reserve meeting – with national averages showing just tiny bumps: 30-year fixed: 6.19% (+0.01%) 15-year fixed: 5.76% (+0.02%) FHA: 5.95% (+0.04%) VA: 5.97% (+0.04%) Mortgage-backed securities […]