15 Jan 2026 The 40-Year Mortgage Trap: Why It Costs You $200k ... The 40-Year Mortgage Trap: Why “Lower Payments” Could Cost You $200,000 When housing affordability gets tight, banks and credit unions get “creative.” We saw it in 2006 and 2007, and we are seeing it again today. Recently, local lenders have started promoting 40-year mortgages. The pitch sounds tempting to a frustrated first-time buyer: “Stretch out […] Share on Facebook Share on Twitter
9 Jan 2026 Trump’s $200B MBS Plan and Mortgage Rates in Ida... Trump’s $200B MBS Plan and Mortgage Rates: What It Means for Idaho Buyers and Homeowners Published: January 8, 2026 • Idaho-focused mortgage market update By Jerry Robinson, Broker/CEO, 1st Choice Mortgage, NMLS 4475 The phrase “Trump $200B MBS plan mortgage rates” sounds like something you’d see on a breaking-news banner… because it basically is. A […] Share on Facebook Share on Twitter
19 Dec 2025 Idaho Mortgage Rates December 2025: Holiday Tradin... 📈 Weekly Idaho Mortgage Update Idaho Mortgage Rates Update (Dec 19, 2025): Holiday Trading, Jobs Data, & CPI This week’s headline: mortgage markets are in holiday mode. Big economic reports landed, rates improved a bit, but the reaction was smaller than you’d normally expect. Translation: the market is half watching the data and […] Share on Facebook Share on Twitter
10 Dec 2025 Fed Rate Cut December 2025: Impact on Idaho Mortga... Fed Cuts Rates Again: What the December Decision Means for Boise & Meridian Homebuyers Breaking News (December 10, 2025): The Fed Rate Cut December 2025 decision has just been announced, with the Federal Reserve lowering the benchmark rate by 0.25%. This marks the third consecutive rate cut of 2025, bringing the benchmark rate down to […] Share on Facebook Share on Twitter
12 Nov 2025 Ada and Canyon County Housing Market – October 2... Ada & Canyon County Housing Market Update – October 2025 As pumpkin spice season took over Idaho coffee shops, the Treasure Valley housing market showed no signs of cooling down. Both Ada County and Canyon County wrapped up October 2025 with steady prices, balanced inventory, and just enough buyer activity to keep things competitive. But […] Share on Facebook Share on Twitter
