HOME LOAN PRODUCTS

Compare Idaho Home Loan Programs

Find the best mortgage option in Boise, Meridian, Nampa, or anywhere across Idaho - FHA, VA, USDA, Jumbo, DSCR, and more. One page. All your options.

Purchase a Home Qualifier

Explore Idaho Home Loan Programs

Whether you’re buying your first home in Boise, refinancing in Nampa, or investing in rental properties in Meridian, we've got the right loan. Compare FHA, USDA, DSCR, and Non‑Prime programs to find what fits your goals.

Conventional Home Loans

Great rates, flexible terms, and low PMI for qualified buyers in Boise and beyond.

Non Prime Lending

Great for self-employed borrowers or those with recent credit issues. Fast options across the Treasure Valley.

DSCR - Investment

Qualify using rental income, not personal income. Ideal for Idaho real estate investors in Boise and the Treasure Valley.

USDA Rural Development Home Loan

100% financing for homes in eligible areas like Kuna, Star, and Emmett. Great for low-to-moderate income buyers.

HOME Down Payment Assistance

Idaho Housing programs can help cover your down payment - perfect for first-time buyers.

Veterans Administration Home Loans

Zero down, no PMI, and great rates for Idaho veterans and active-duty military, Mountain Home to Gowen AFB.

Jumbo Mortgage

Finance homes above Idaho's loan limits with flexible terms and competitive rates. Eagle to Sun Valley.

FHA Home Loans

Low down payments (3.5%) and flexible credit make FHA loans perfect for first-time buyers in Boise, Nampa, and Meridian.

Idaho Housing Home Loans

Special financing from Idaho Housing for buyers needing lower rates or DPA. 1st Time Home Buyer Programs.

Doctor's Loan

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Low down payment, no PMI, and flexible guidelines for Idaho doctors, dentists, and medical residents.

Good Neighbor Next Door

50% off HUD homes for Idaho teachers, EMTs, police, and firefighters. Hero’s Program

Community Mortgage

No income, job, or tax return verification required - ideal for unique borrower situations in Idaho.  Kuna to Caldwell and beyond.

Renovation Loan

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Finance your home and repairs together - great for Idaho properties needing updates in Boise, Meridian, Twin Falls, and more.

Manufactured Home Loans

Buy or refinance manufactured homes in Idaho with flexible guidelines.

Home Equity Loans

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Tap into your home’s equity for renovations, debt payoff, or investments - fast funding across Idaho.  Nampa to Weiser

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