15 Jan 2026 The 40-Year Mortgage Trap: Why Idaho Buyers Should... The 40-Year Mortgage Trap: What Idaho Homebuyers Need to Know If you have been shopping for a home in Idaho, you may have recently heard about 40-year mortgages being promoted as a way to lower monthly payments. At first glance, the idea sounds appealing. Stretch the loan term, reduce the payment, and make homeownership feel […] Share on Facebook Share on Twitter
15 Jan 2026 The 40-Year Mortgage Trap: Why It Costs You $200k ... The 40-Year Mortgage Trap: Why “Lower Payments” Could Cost You $200,000 When housing affordability gets tight, banks and credit unions get “creative.” We saw it in 2006 and 2007, and we are seeing it again today. Recently, local lenders have started promoting 40-year mortgages. The pitch sounds tempting to a frustrated first-time buyer: “Stretch out […] Share on Facebook Share on Twitter
13 Jan 2026 Idaho Housing Market December 2025: Stats & 2... Idaho Housing Market Update: December vs. November 2025 (+ 2026 Forecast) The year is officially in the books. As we closed out 2025, the Idaho housing market gave us one last surprise: Stability. While December is typically a sleepy month for real estate, the data shows that buyers remained active, taking advantage of a dip […] Share on Facebook Share on Twitter
12 Jan 2026 Why Smart Idaho Buyers Are Shopping in January (Do... Why Smart Idaho Buyers Are Shopping in January (Instead of Waiting for Spring) If you are planning to buy a home in the Treasure Valley in 2026, the temptation is to wait. You might be thinking, “I’ll wait until the weather clears up,” or “I’ll wait to see if rates drop a little more in […] Share on Facebook Share on Twitter
9 Jan 2026 Realtors: BNPL Is Killing Closings in Idaho (How t... Realtors: BNPL Is Killing Closings in Idaho (How to Stop It) You warn your clients about buying a new truck. You tell them not to quit their job. You even remind them not to mattress-money their cash for closing. But there is a new “deal killer” in 2026 that is quietly ruining debt-to-income ratios across […] Share on Facebook Share on Twitter
