Idaho Heroes Loan Program

Idaho Heroes Loan Program

🦸‍♂️ Heroes Mortgage Program Idaho

Exclusive Home Loan Savings for Those Who Serve

The Heroes Mortgage Program Idaho is designed to give back to those who serve our communities - first responders, military members, healthcare workers, and teachers. At 1st Choice Mortgage, we proudly offer this exclusive loan benefit to help local heroes across Idaho save on homeownership costs.

✅ Who Qualifies for the Heroes Mortgage Program?

If you serve our community or country, you’re likely eligible! This includes:

• 🚓 Law Enforcement Officers

• 🚒 Firefighters and EMTs

• 🩺 Nurses, Doctors & Medical Workers

• 🧑‍🏫 Teachers and School Support Staff

• 🇺🇸 Active Military, Veterans & National Guard Members

💰 Heroes Mortgage Program Benefits

As a thank-you for your service, you'll receive:

• No Origination Fee from 1st Choice Mortgage

• Reduced Closing Costs

• Access to Low Rates

• Fast-track Pre-Approval Process

🏡 Loan Types Available Through the Program

Use the Heroes Mortgage Program Idaho with any of these loan options:

• VA Loans - No down payment for eligible veterans

• FHA Loans - 3.5% down with credit flexibility

• Conventional Loans - Great for buyers with strong credit

• Idaho Housing Loans - Combine with local Down Payment Assistance programs

📍 Why It Matters in Idaho

With rising home prices in cities like Meridian, Kuna, and Caldwell, the Heroes Mortgage Program Idaho provides essential workers with much-needed relief. It's more than a mortgage - it's a thank-you for your dedication to our communities.

📝 Get Started in 3 Easy Steps

1. 📩 Fill out our quick contact form

2. 🧾 We'll confirm your eligibility

3. 💬 You'll receive your personalized mortgage quote with zero pressure

The FHA/USDA/Conventional mortgage program allows Heroes to become homeowners.

• Military/Veterans, Nurses, Firefighters, Paramedics, Law Enforcement, Teachers.
• Minimum FICO /down-payment-assistance/Score: 620
• Minimum Down Payment: 3.5% (Assistance Available!!)
• Closing Cost Assistance Available.
• Get up to 7% Combined Assistance for Down Payment and Closing Costs.
• FHA Loan Limits:
• USDA Financing Available
• Conventional Financing Available
• Income Limits Do Apply.
• Seller can pay up to 6% towards Closing Costs
• Foreclosure: 3 years after Discharge
• Bankruptcy 7: 2 years after Discharge
• Single Family, 2-4 Units, Townhomes, Condos, Manufactured Homes
• Nurses
• Firefighters
• Paramedics
• Police Officers
• Teachers
• Law Enforcement